David E. Pennington, Ph.D., Professor of Chemistry and Biochemistry and Master Teacher. ; Ph.D.,ibid. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. Taxes and penalties may apply. (2004-2020)B.A., Kent State U.; M.Div. Annuities are designed for retirement and other long-term goals. If requested before 2 p.m. you will receive a response today. Institute for Clinical & Translational Research, Request for Faculty Appointment/Promotion. A lump-sum payment, subject to a surrender fee, may be available depending on your plan rules and the terms of your contract. William Jordan, Professor and Chair of Mechanical Engineering (2005-2021)B.S., Colorado School of Mines; M.S., ibid. Over the course of your career, that's how much it may take to potentially generate the income you need for retirement. (1970-2003)B.S., U. of North Texas; M.A., Purdue U.; Ph.D.,ibid. ; Ph.D., Texas A&M U. James E. Wood, Jr., Ph.D., The Simon and Ethel Bunn Distinguished Professor of Church-State Studies. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician For Patients & Visitors | Baylor Medicine - Baylor College of Medicine John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. (1994-2020)B.S., Julliard School of Music; M.M.,ibid; D.M.A.,ibid. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. General record keeping and other plan services. Login now. Billie H. Nowlin, Ed.D., Professor of Home Economics. Who would benefit most from owning mutual funds? Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). Janice M. McCullagh, Ph.D., Associate Professor of Art History and Senior Faculty Member of the Albritton Art Institute. ; Ph.D., U. of Texas, Arlington. Learn about the investment options and plan basics - including eligibility - of each retirement savings plan offered by your employer. (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Retirement annuities can help replace your salary with monthly income thats guaranteed for life. Martin Medhurst, Distinguished Professor of Rhetoric and Communication (2003-2021)B.A., Wheaton College; M.A. Pauline T. Johnson, Ph.D., Professor of Nursing. Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Weldon E. Beckner, Ed.D., Professor of Educational Leadership. Baylor College of Medicine Requirements, Tuition, and More Baylor College of Medicine contributes 8% of your base annual earnings to the plan. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. (1988-2015)B.B.A., U. of North Texas; M.B.A.,ibid., Ph.D., U. of Georgia.C. Mark Anderson, M.F.A., Professor of Art and Art History. Do not sell/share my personal information. Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . ; Ph.D., Vanderbilt U. Dorothy W. McAlister, Ph.D., Professor of Family and Consumer Sciences. Family Medicine Physician (Assistant Professor) - Gulfgate Clinic Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. Don F. Parker, Jr., Ph.D., Professor of Geology. ; Ph.D.,ibid. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. Rose, Ph.D., Professor of Finance, Insurance, and Real Estate. Each is solely responsible for its own financial condition . For financial guidance, call 800-842-2252 to speak to a TIAA financial consultant. In some cases, an investment provider may pay a portion of an investment's expense ratio to TIAA, the recordkeeper, to help offset the cost of plan administration. (1956-1991)B.S., Baylor U.; M.S., Wichita State U.; Ph.D., U. of Wisconsin. (1983-2016)B.F.A., U. of Tennessee, M.F.A.,ibid. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. What are the benefits of owning mutual funds? Baylor College of Medicine contributes 8% of your base annual earnings to the plan. Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. (2000-2015)B.A., Wichita State U.; B.D., Yale U.; M.A., Wichita State U.; Ph.D., Yale U. William C. Robinson, M.M., Associate Professor of Music. Sue Margaret Hughes, Ph.D., Professor in University Libraries. (1994-2017)A.B., George Washington U.; M.A., U. of California, Berkeley; Ph.D.,ibid. Take advantage of it. (1968-1989)B.A., Baylor U.; M.S.Ed.,ibid. Plan Basics (1966-2016)B.A., William Jewell College; M.S., U. of Michigan; Ph.D., U. of Missouri. Naymond H. Keathley, Ph.D., Professor of Religion. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. U. of Mary Hardin-Baylor; M.S.W., Our Lady of the Lake U.; Ph.D., U. of Mary Hardin-Baylor. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. (1969-2011)B.S., U. of Texas, El Paso; M.M., U. of North Texas. Richard Shanley, D.M.A., Professor of Music. Helen E. Benedict, Ph.D., Professor of Psychology. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Raj Murali, M.D. | New York Medical College (1963-1996)B.S., Pennsylvania State U.; M.A., Ohio State U.; Ph.D.,ibid. ; Ph.D, ibid. Greg Benesh, Professor of Physics. ; D.B.A., U. of Colorado; Ph.D.,ibid. You can withdraw all or part of your account in a single cash payment, depending on your plan rules and the terms of your contracts. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. Baylor College of Medicine (Superfund Research Program) Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. You can also contact us online. Delton L. Chesser, Ph.D., Professor of Accounting. Emeritus Faculty | The City College of New York Patients may choose to wear a mask, or request that staff or physicians wear a mask while in the exam room. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. ; Ph.D., ibid. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. Take advantage of your jobs retirement benefits. If your plan permits, you can withdraw some of the money you've put in over the years (but not earnings) due to financial hardship, such as medical or funeral expenses, while still employed. (1968-1985)B.S.Ed., State College, Indiana, Pa.; M.A., Ohio U.; Ph.D.,ibid. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. Most employers require you to save a certain amount before they will match it when they do, its all extra money! Elizabeth Farren, Ph.D., Professor of Nursing. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. Karl A. Umlauf, M.F.A., Professor of Art and Artist in Residence. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . When you leave your employer, you may be eligible to withdraw your retirement savings. (1964-1997)B.S., U. of Arkansas; M.S., Kansas State U.; Ph.D.,ibid. (1983-2003)B.S., Eastern New Mexico U.; M.S.,ibid. Rinn M. Cloud, Ph.D., Professor of Family and Consumer Sciences. ; Ph.D., U. of Kansas. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. (1988-2022)B.A., U. of Rhode Island; M.A., U. of Florida; Ph.D., ibid. Baylor College of Medicine Requirements, Tuition, and More ; Ph.D.,ibid. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. Mary P. Nichols, Ph.D., Professor of Political Science. Charles J. Isoline, Ed.D., Professor of Art. Postdoctoral Associate- Epigenetics and Nuclear Organization David Hendon, Ph.D., Professor of History. McCormick Theological Seminary; D. (1977-2015)B.A., Ohio U.; M.A.,ibid. Request for Faculty Appointment/Promotion (RFAP) form prepared by the Academic Unit. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. ; M.F.A., Cranbrook Academy of Art. ; Ph.D., U. of Texas. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. Post Graduate Training: 1967-68. You can opt for extra features, like loan services. Judith R. Lusk, Ph.D., Professor of Family and Consumer Sciences. Linda F. Garner, Ph.D., Professor of Nursing. F. Eugene Tidmore, Ph.D., Professor of Mathematics. This may be restricted by the terms of your TIAA contracts. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. Tell us about your future goals and well help you plan. Lee R. Polk, Ph.D., Professor of Communication. Fees should be just one factor in your decision-making process since the lowest cost option may not be the best one for you. You may also review your existing accounts and make transactions online by logging into your secure account. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Its California Certificate of Authority number is 6992. It's complimentary, thanks to your employer. Make a selection before beginning enrollment. Pittsburgh Theological Seminary; Ph.D., Ohio U. Charles J. Delaney, Associate Professor of Finance, Insurance, and Real Estate. Its California Certificate of Authority number is 6992. Northern Illinois U.; Ph.D., Pennsylvania State U. William A. Mitchell, Ph.D., Professor of Political Science. (1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. The personalized services used most often are: In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information. There are several technology companies that offer end-to-end notarization systems. E. E. Schroeder, M.Ed., Associate Professor of Health, Human Performance and Recreation. Dr. Stuart Rosenbaum, Ph.D., Professor of Philosophy. David L. Jeffrey, Ph.D., Distinguished Professor of Literature and the Humanities. Here is how it works. (1956-1989)B.A., Baylor U.; M.A., U. of Texas. During enrollment, once you choose your contribution amount, you can direct your contributions to a range of investment options. (1981-2011)B.S.N., Northern Illinois U.; M.S.N., U. of Tennessee, Knoxville; Ph.D., U. of North Texas. (1978, 1980-2013)A.B., College of the Holy Cross; Ph.D., Tulane U. Michael N. Cassell, Ph.D., Associate Professor of Accounting. ; M.B.A., ibid. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Fees and expenses have always been part of a retirement savings plan-some fees are associated with the administration of the plan and may be covered by your employer, while others are paid by you based on the specific investments and services you choose. (BCM Login Required). Payments from variable accounts will fluctuate based on investment performance. ; Ph.D., Emory U. Robert S. Baldridge, Ph.D., Professor of Biology. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. (1990-2005)B.S., Northwestern State U., of Louisiana; M.S.N.,ibid. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. By Name By School Faculty Emeriti. Do not sell/share my personal information. I'm passionate about genetics, data science, and technology. (1979-2020)B.S., U. of Houston; M.S., ibid. Each is solely responsible for its own financial condition and contractual obligations. These lower risk products offer a guaranteed income that you cant outlive. As you get older, more of that money may need to go toward healthcare and other essential expenses. Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. Make a selection before beginning enrollment. Richard Durn, Professor of French (1983-2021)B.A., U. of Dallas; M.A., U. of North Texas; Ph.D., Cornell U. Preston M. Dyer, Ph.D., Professor of Social Work. Richard E. Duhrkopf, Ph.D., Associate Professor of Biology. Charles M. Tolbert, Ph.D., Professor of Sociology. Mungello, Ph.D., Professor of History. (1982-2011)B.S., Southern Arkansas U.; M.S., Louisiana Tech U.; Ph.D., New Mexico State U. Investing involves risk, including risk of loss. However, diversification doesn't guarantee against loss. We realize the enrollment process requires making tough decisions. Schedule now . Plan to save at least enough to cover the essential and inevitable expenses, like healthcare, long after you retire. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. Patricia D. Wallace, Ph.D., Professor of History. If your plan allows, you can choose to receive regular income payments (minimum $100) on a semimonthly, monthly, quarterly, semiannual or annual basis. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. (1990)B.S., Abilene Christian U.; M.B.A., U. of Texas; Ph.D.,ibid. (1977-2010)B.A., Randolph-Macon Woman's College; Ph.D., Florida State U. Raymond J. Cannon, Jr., Ph.D., Professor of Mathematics. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. If your employer offers to match your contribution, make sure you save enough to trigger that match. Summary Plan DescriptionOpens pdf in new window. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. Emeriti Retirement Health Benefit. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. Ron Stanke, Ph.D., Associate Professor of Mathematics. Sharp, Ph.D., Professor of Curriculum and Instruction. Carolyn A. Backus, D.M.A., Professor of Vocal Studies. Ray Bagby, Ph.D., Associate Professor of Entrepreneurship. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Harold W. Osborne, Ph.D., Professor of Sociology and Master Teacher. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. (1962-2004)B.A., Mississippi College; M.A.,ibid. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. ; Ph.D., U. of Texas. Joseph A. McKinney, Ph.D., Emeritus Professor of International Economics and Senior Research Fellow in the McBride Center for International Business. Sandra J. Genrich, Ph.D., Professor of Nursing. For more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window. (1996-2012)B.A., Samford U.; B.D., Southern Baptist Theological Seminary; Ph.D., Vanderbilt U. John F. Tanner, Ph.D., Professor of Marketing. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. Ruqayya Khan - Bioinformatics Analyst - Baylor College of Medicine Clement T. Goode, Ph.D., Professor of English. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. Faculty Emeriti | New York Medical College Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Director of Neurovascular Surgery, Westchester Medical Center. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. (1986-2000)B.A., Baylor U.; J.D.,ibid. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. Benefits - Baylor College of Medicine These withdrawals are not available from TIAA Traditional Account balances. (1985-2005)B.B.A., U. of Texas; M.B.A., U. of North Texas; Ph.D., U. of Arkansas, Fayetteville. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. Terry M. Roller, M.F.A., Professor of Art. Earl L. Grinols, Distinguished Professor of Economics (2004-2022B.A., U. of Michigan; B.S., ibid; Ph.D., Massachusetts Institute of Technology. MyChart - Login Page If you have investments that revenue share, you'll receive a credit based on your average daily balance. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. Resources. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Think about these three easy things you can do to keep your momentum & finish strong: Taking advantage of any new plans or matches your employer may offer. ; Ph.D., Iowa State U. Jerry Waltman, Ph.D., The R. W. Morrison Professor of Political Science (2003-2020)B.A. 1996. Robert T. Doty, Ph.D., Professor of Mechanical Engineering. Member FDIC. (1962-2000)B.S., Baylor U.; M.S.,ibid. (1964-1966; 1969-4985)B.A., San Bernardino State College; B.S., U. of California at Los Angeles; M.S.,ibid. You must begin taking minimum distributions from your IRAs and employer retirement plan accounts by your required beginning date (or retirement, if later for employer retirement plan accounts). Baxter Johns, Ph.D., Professor of Mathematics. Contact your HR Benefits Office for additional information and assistance. Howard L. Rolf, Ph.D., Professor of Mathematics. Bob E. Patterson, Ph.D., Distinguished Professor of Religion. Gary W. Hull, Ph.D., Associate Professor of History. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. (1972-2000)B.A., Occidental College; M.A., Florida State U.; Ph.D.,ibid. Select a retirement plan and begin the enrollment process. Elizabeth S. Githens, M.A., Professor of English. When we turn 65, theres an 80% probability that well live to 80, and a 27% chance well reach 95.*. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. A Baylor login is required to access the forms and documents listed below. If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. (1963-1999)B.A., Sul Ross State College; M.A., Columbia U.; M.F.A., U. of Texas. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. Dennis ONeal, Professor of Mechanical EngineeringB.S., Texas A&M U.; M.S., Oklahoma State U.; Ph.D., Purdue U. Manuel J. Ortuo, Ph.D., Professor of Spanish. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. (1986-2021)B.A., Baylor U.; J.D.,ibid. New bivalent COVID-19 vaccines and flu vaccines are available for patients with Baylor Medicine Primary Care Providers. (1965-2000)B.M., Indiana U.; M.M.,ibid. John L. Pisciotta, Ph.D., Associate Professor of Economics (1980-2012)B.A., U. of Colorado; Ph.D., U. of Texas. Darryn Willoughby, Ph.D., Professor of Health, Human Performance and Recreation. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. William A. If you have not enrolled in the 403(b) Tax-Deferred Investment Plan within 45 days from your date of hire, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. Andy J. Moore, Ph.D., Professor of English. For more information about the terms of your individual contract, contact your plan sponsor or financial advisor. Students. Baylor College of Medicine | Retirement Benefits - TIAA Equal Housing Lender. (1986-2005)B.M., Peabody Conservatory of Music; M.M.,ibid. Have an edit or suggestion for this page? As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Then, determine your comfort level with risk and reward. PPTX Baylor College of Medicine - Kenyon College (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. Don Greene, Professor of Geosciences (1979-2022)B.S, Texas A&M Commerce; M.S., U. of Oklahoma; Ph.D., ibid. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. Find out why.Get to Know Houston. Paul Z. Kemp, M.F.A., Professor of Art. Plan Options - Baylor College of Medicine - Fidelity Investments This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. See CV Outline - Promotion. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. If 10-15% is an amount you can't afford right now, contribute as much as you can comfortably afford. ; Ph.D., U. of Minnesota. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. Mary Ellen Davenport, M.S., Assistant Professor of Nursing. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. David M. Guinn, L.L.M., Professor of Law and Master Teacher. George Gawrych, Professor of History. Martha J. Bradshaw, Ph.D., Professor at Louise Herrington School of Nursing. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Juanita G. Price, M.S., Associate Professor of Nursing. Withdrawals of earnings are subject to ordinary income tax plus a possible federal 10% penalty if made before age 59. Learn ways to save and invest to help you prepare for your retirement. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. (1971-2008)B.A., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. ; Ph.D., Texas A&M U. Gary Hardie, Professor of Cello and Coordinator of Strings (1981-2021)B.S., Duke U.; M.F.A., California Institute of the Arts; D.M.A., U. of Iowa. Emeriti Plan Plan overview; 401(a) Retirement Plan 403(b) Tax-Deferred Investment Plan . By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. (1967-2017)B.A., U. of North Texas; M.S.,ibid. Fidelity Investment Options. Learn ways to save and invest to help you prepare for your retirement. People are living longer than ever. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. (2003-2021). General administrative services include recordkeeping, legal, accounting, consulting, investment advisory and other plan administration services. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Randal L. Vaughn, Ph.D., Professor of Information Systems. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.
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